3.4K
Downloads
39
Episodes
Discover the latest insights from ThirdEye on AML compliance, financial crime news, customer stories and events.
Episodes
Wednesday Dec 17, 2025
Wednesday Dec 17, 2025
Understanding why fundamental financial crime controls remain critical even as AI and synthetic identities dominate industry discussions.
This month's ThirdEye View UK examines significant enforcement actions that demonstrate why getting the basics right matters:
- NCA's coordinated raids on 2,700 UK businesses revealing persistent cash-based laundering through high street premises
- FCA's £44m penalty against Nationwide for fundamental control failures when personal accounts were used for business purposes
- Operation Destabilise uncovering billion-dollar laundering networks combining cash collection, cryptocurrency, and sanctions evasion
- Key themes from UK Finance's Economic Crime Conference on collaboration and intelligent use of AI
These cases reveal how traditional and emerging threats require equal attention. Old-fashioned cash-based laundering remains alive and well on the high street, whilst sophisticated networks combine UK street crime with cryptocurrency and global corporate structures. The Nationwide penalty demonstrates that when customer behaviour diverges from intended account purposes, controls must adapt accordingly.
We discuss what these enforcement actions mean for financial crime programmes and why firms need monitoring that examines the bigger picture, not just isolated transactions.
Read the full blog post: https://jadethirdeye.com/view/why-aml-basics-still-matter/
About the hosts: Claire Rees brings over 20 years of financial crime expertise from her experience in financial services as Global Financial Crime Regulatory Specialist. Chris Holmes is UK Manager supporting ThirdEye clients since its inception in 2012, providing hands-on support and strategic guidance to help firms strengthen their financial crime controls.
About ThirdEye: We partner with mid-sized banks, building societies, lenders, and credit unions across Australia, New Zealand and the UK to fight financial crime. Our flexible transaction monitoring, customer screening, and case management solutions adapt to your risk landscape, backed by local support teams who understand your compliance environment.
Learn more: https://www.jadethirdeye.com/
🔔 Subscribe for monthly insights on financial crime trends, compliance best practices, and regulatory updates.
Wednesday Dec 17, 2025
Wednesday Dec 17, 2025
Financial crime causes real harm to real people. This month, we examine real cases from November 2025 to highlight the human cost of financial crime and remind compliance professionals why their work matters.
Following the FIU/ACAMS conference, discussions revealed that many people working in financial crime teams don't fully appreciate the extent and impact of the problem they're helping to solve. Understanding the real-world harm changed attendees' views from seeing this as a compliance exercise to work with genuine social benefits.
In this episode:
- Drug trafficking operations – $220m drug shipments intercepted at Auckland and Melbourne airports demonstrate the scale of the problem. Large amounts of money need laundering, and detection work by compliance teams helps identify these activities and reduce the harm drugs cause to communities.
- Fraud and scams – From victims losing $250,000 to fake cryptocurrency trading services to 1,600 arrests at a scam hub near the Thai border in Myanmar. Each victim is someone's customer, and the industry needs to get better at preventing fraud.
- Modern slavery – People brought into the country, treated as property, and paid next to nothing for working long hours. Whilst financial amounts may be low, the impact on victims is devastating.
- Environmental crime – From over-fishing that jeopardises long-term sustainability to operations affecting legal fishing and individual livelihoods. These crimes often have lower amounts involved but still deserve attention in detection strategies.
These cases show why adapting your AML programme to detect evolving threats isn't just about compliance, it's about protecting communities. Each detection matters. Small-scale activity at your institution might be the key to unlocking larger organised operations.
Hosted by: Jing Zhang, Business Development Manager and Colin Dixon, CAMS-certified AML Solutions Specialist at ThirdEye
Colin has been with ThirdEye since 2012, bringing extensive experience helping clients strengthen their financial crime prevention programmes.
Read the full blog post: https://jadethirdeye.com/view/real-harm-behind-financial-crime/
Subscribe for monthly insights on financial crime prevention across Australia, New Zealand, and the UK.
About ThirdEye
We partner with mid-sized banks, building societies, lenders, and credit unions across Australia, New Zealand and the UK to fight financial crime. Our flexible transaction monitoring, customer screening, and case management solutions adapt to your risk landscape, backed by local support teams who understand your compliance environment.
Learn more: https://www.jadethirdeye.com/
#FinancialCrime #AML #Compliance #TransactionMonitoring #FraudPrevention #ModernSlavery #ThirdEye #ACAMS #NZFIU
Thursday Nov 20, 2025
Thursday Nov 20, 2025
This month, we examine proposed regulatory changes, enforcement findings, and practical intelligence resources for UK financial institutions. In this episode:
- Draft Money Laundering Regulations signal practical changes ahead – Expected to take effect in Q1 2026, the amendments refine Customer Due Diligence triggers, narrow Enhanced Due Diligence requirements to focus specifically on the highest-risk jurisdictions, and clarify transaction monitoring guidance. Once finalised, use these changes as a prompt to review your Enterprise-Wide Risk Assessments, policies, procedures, and training.
- FCA review exposes financial crime control gaps in corporate finance – The review reveals that two-thirds of firms may be non-compliant with AML requirements. Key findings include 10% of firms not retaining Customer Due Diligence evidence and 29% of principal firms skipping financial crime risk assessments for appointed representatives. Whilst targeting corporate finance specifically, these themes translate across financial services firms.
- NCA's SARs Reporter Booklet brings compliance to life – The latest edition offers valuable case studies that strengthen detection capabilities and team training. Use these real-world scenarios to examine your own vulnerabilities and ensure appropriate controls are in place, particularly for transaction and customer monitoring.
Excellence in financial crime prevention starts with getting the basics right consistently, then refining your approach as regulations evolve.
Hosted by: Claire, Global Financial Crime Regulatory Specialist Phil, Business Development Manager at ThirdEye •
Read the full blog post: https://www.jadethirdeye.com/resource...
Subscribe for monthly insights on financial crime prevention across the UK, Australia, and New Zealand.
About ThirdEye We partner with mid-sized banks, building societies, lenders, and credit unions across the UK, Australia, and New Zealand to fight financial crime. Our flexible transaction monitoring, customer screening, and case management solutions adapt to your risk landscape, backed by local support teams who understand your compliance environment. Learn more: https://www.jadethirdeye.com/
#FinancialCrime #AML #Compliance #FCA #MoneyLaunderingRegulations #NCA #ThirdEye #UKCompliance
Wednesday Nov 19, 2025
Wednesday Nov 19, 2025
Insights from the 2025 NZ FIU and ACAMS Conference Financial crime causes real harm to real people.
This month, we unpack three insights from the 2025 NZ FIU and ACAMS Conference in Wellington that matter for ANZ financial crime teams. In this episode:
- Understanding the human cost of financial crime – Modern slavery affects 50 million people worldwide, and traffickers move money through the financial system. We examine practical approaches to detect both victims and perpetrators through transaction monitoring, including watching for unusual patterns and signs of financial control.
- Proliferation financing requires focused attention - This evolving risk covers funding for weapons of mass destruction, including materials, components, and expertise. Mid-range international transactions often bypass standard high-value monitoring rules. We explore how to build detection that specifically addresses these threats.
- The power of collaboration in fighting financial crime – New Zealand's Financial Crime Prevention Network demonstrates how structured information sharing strengthens detection across the sector. We discuss both formal collaboration models and the value of peer conversations in improving financial crime prevention.
Hosted by: Jing Zhang, Business Development Manager and Colin Dixon, CAMS-certified AML Solutions Specialist at ThirdEye Colin has been with ThirdEye since 2012, bringing extensive experience helping clients strengthen their financial crime prevention programmes.
- Read the full blog post: https://www.jadethirdeye.com/resources/blog/the-fincrime-connection-anz-november-2025
Subscribe for monthly insights on financial crime prevention across Australia, New Zealand, and the UK. About ThirdEye We partner with mid-sized banks, building societies, lenders, and credit unions across the Australia, New Zealand and the UK to fight financial crime.
Our flexible transaction monitoring, customer screening, and case management solutions adapt to your risk landscape, backed by local support teams who understand your compliance environment.
Learn more: https://www.jadethirdeye.com/
#FinancialCrime #AML #Compliance #TransactionMonitoring #ModernSlavery #ProliferationFinancing #ThirdEye #ACAMS #NZFIU
Tuesday Oct 21, 2025
Tuesday Oct 21, 2025
In the October 2025 episode of The FinCrime Connection UK, Claire Rees and Phil Roberts examine four key stories that are shaping compliance:
1. OFSI Sanctions List Consolidation - From 28 January 2026, the OFSI Consolidated List closes. We break down what the move to a single UK Sanctions List means for your screening processes and what you need to update before the transition.
2. NCA Enforcement in Northern Ireland - The National Crime Agency's ongoing money laundering investigation has resulted in arrests and the seizure of £2.6 million in cash.
3. FCA Supports Digital Identity Systems - At its annual public meeting, the FCA positioned digital ID as a transformative tool for fraud prevention and financial crime detection. We explore the tensions around privacy and implementation, and why firms need clear guidance as proposals develop.
4. Money Laundering Regulations Update - With the consultation period now closed, we look ahead to what changes might be confirmed in the coming weeks, including industry concerns about proportionality and risk-based approaches.
Read the full blog: https://www.jadethirdeye.com/resources/blog/the-fincrime-connection-uk-october-2025
Perfect for: compliance professionals, AML officers, and risk managers at mid-sized financial institutions.
🎙️ Subscribe for monthly FinCrime Connection UK episodes.
Hosted by Claire Rees and Phil Roberts from Jade ThirdEye. Claire brings extensive expertise in financial crime prevention as Global Financial Crime Regulatory Specialist, whilst Phil serves as Business Development Manager for Jade ThirdEye in the UK, helping organisations navigate complex regulatory landscapes.
About Jade ThirdEye: We provide SaaS solutions for transaction monitoring, customer screening, and case management to mid-sized banks, building societies, lenders, and credit unions across the UK, Australia and New Zealand
🌐 Learn more about Jade ThirdEye: https://www.jadethirdeye.com/
#FinancialCrime #AMLCompliance #RegulatoryCompliance #JadeThirdEye #AML #Compliance #FCA #OFSI #MoneyLaundering #DigitalIdentity #FinCrime #ComplianceProfessionals
Thursday Oct 16, 2025
Thursday Oct 16, 2025
In the October 2025 episode of The FinCrime Connection ANZ, we unpack the month's most significant financial crime developments across Australia and New Zealand.
In this episode:
• Protecting children through financial intelligence – Why detecting child exploitation transactions demands constant vigilance, where to find critical guidance, and why predicate offence detection matters beyond traditional AML obligations
• Australia's AML/CTF reform update – Timeline reminders, recent rule publications, and practical steps to prepare for the 2026 compliance deadlines
• FIU Conference 2025 preview – What to expect from Wellington's premier financial crime event (3-5 November).
📖 Read the the detailed analysis: https://www.jadethirdeye.com/resource...
Hosted by Jing Zhang (Business Development Manager) and Colin Dixon (CAMS-certified AML Solutions Specialist), The FinCrime Connection ANZ delivers practical insights to help compliance professionals across Australia and New Zealand stay ahead of emerging threats and regulatory changes.
Perfect for: compliance professionals, AML officers, and risk managers at mid-sized financial institutions.
🎙️ Subscribe for monthly FinCrime Connection ANZ episodes
About Jade ThirdEye: We provide SaaS solutions for transaction monitoring, customer screening, and case management to mid-sized banks, building societies, lenders, and credit unions across Australia, New Zealand, and the UK.
🌐 Learn more about Jade ThirdEye: https://www.jadethirdeye.com/
#FinancialCrime #AMLCompliance #RegulatoryCompliance #JadeThirdEye
Thursday Sep 18, 2025
Thursday Sep 18, 2025
In this episode of The FinCrime Connection, Claire Rees (Global Financial Crime Regulatory Specialist) and Phil Roberts (Business Development Manager) examine the UK's Economic Crime Plan 2 progress, explore the Wolfsberg Group's innovation guidance, and analyse OFSI's latest sanctions disclosure.
This Episode Covers:
- UK Economic Crime Plan 2 progress report showing measurable results in money laundering prosecutions
- Wolfsberg Group's groundbreaking guidance on innovation in suspicious activity monitoring
- OFSI disclosure notice highlighting critical lessons for sanctions compliance
Read the detailed analysis: https://www.jadethirdeye.com/resources/blog/the-fincrime-connection-uk-september-2025
Perfect for: compliance professionals, AML officers, and risk managers at mid-sized financial institutions.
About Jade ThirdEye: We provide SaaS solutions for transaction monitoring, customer screening, and case management to mid-sized banks, building societies, lenders, and credit unions across the UK, New Zealand, and Australia.
#FinancialCrime #AMLCompliance #RegulatoryCompliance #JadeThirdEye
Wednesday Sep 17, 2025
Wednesday Sep 17, 2025
In this episode of The FinCrime Connection, Colin Dixon (AML Solution Specialist) and Jamie (Head of Customer Success) break down Australia's new AML/CTF Rules, analyse AUSTRAC's recent enforcement action, and explore valuable intelligence resources from New Zealand's FIU.
This Episode Covers:
- Comprehensive analysis of Australia's regulatory overhaul and its practical implications
- AUSTRAC's enforcement approach through the Revolut penalty case study
- How New Zealand's FIU intelligence resources can enhance detection capabilities
We break down what this means for your financial crime programme and how to stay ahead.
Read the detailed analysis: https://www.jadethirdeye.com/resources/blog/the-fincrime-connection-anz-sept-2025
Perfect for: compliance professionals, AML officers, and risk managers at mid-sized financial institutions.
About Jade ThirdEye: We provide SaaS solutions for transaction monitoring, customer screening, and case management to mid-sized banks, building societies, lenders, and credit unions across the UK, New Zealand, and Australia.
#FinancialCrime #AMLCompliance #RegulatoryCompliance #JadeThirdEye
Thursday Aug 21, 2025
Thursday Aug 21, 2025
In this episode of The FinCrime Connection, Colin Dixon (AML Solution Specialist) and Jing Zhang (Business Development Manager) from Jade ThirdEye discuss AUSTRAC's latest enforcement actions, the regulator's push to educate, New Zealand's shift to a single supervisor, and the fast-approaching SWIFT MX deadline.
- AUSTRAC enforcement and education: Recent case closures reveal the true cost of compliance failure and expansion of educational resources to support those proactively engaging with their obligations.
- New Zealand transition: Single supervisor model creates both challenges and opportunities for financial institutions.
- SWIFT MX deadline: November 2025 transition affects IFTI reporting across ANZ markets. We break down what these changes mean for your financial crime programme and how to stay ahead
📖 Read our accompanying blog here: https://www.jadethirdeye.com/resources/blog/the-fincrime-connection-anz-august-2025
About Jade ThirdEye: We provide SaaS solutions for transaction monitoring, customer screening, and case management to mid-sized banks, building societies, lenders, and credit unions across the UK, New Zealand, and Australia.
#AML #FinancialCrime #RegTech #FinCrimeConnection #MoneyLaundering #SystemPriorities #NRA
Perfect for: compliance professionals, AML officers, and risk managers at mid-sized financial institutions.
Thursday Aug 21, 2025
Thursday Aug 21, 2025
In this August's episode of The FinCrime Connection, join hosts Claire Rees (Global Financial Crime Regulatory Specialist) and Phil Roberts (Business Development Manager, UK) as they unpack three landmark publications that are reshaping AML/CTF compliance in the UK:
- The 2025 National Risk Assessment – revealing over £12bn in criminal cash each year, with fintech, crypto, and casinos now higher risk.
- New System Priorities – nine equal-weight areas where firms can focus resources for maximum impact.
- HM Treasury's MLR reforms – practical changes giving compliance teams the flexibility they've been asking for. Together, these represent the most significant recalibration of the UK's financial crime framework in years.
Our experts break down what these changes mean for your financial crime programme.
📖 Read our accompanying blog here: https://www.jadethirdeye.com/resources/blog/fincrime-connection-uk-august-25
About Jade ThirdEye: We provide SaaS solutions for transaction monitoring, customer screening, and case management to mid-sized banks, building societies, lenders, and credit unions across the UK, New Zealand, and Australia.
Perfect for: compliance professionals, AML officers, and risk managers at mid-sized financial institutions.
Subscribe for monthly financial crime prevention insights.
#AML #FinancialCrime #RegTech #FinCrimeConnection #MoneyLaundering #SystemPriorities #NRA